Money makes us calmer. It gives us room to have choices. It allows us to be generous with ourselves and with others. It lets us deal with emergencies without falling apart.

There are too many newcomers, and not enough teachers. Not enough appointments. And not enough access (Hands up if you live in rural Canada and not in a capital city!).

So how do we fix it?

Sure, we can demand that the provincial and federal governments provide more STUFF. But it takes time, and there may not be enough people to provide the services.

Alternatively - and perhaps not as attractively - individuals and groups can pay for these services.